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Medicare Advantage


Medicare Part C
Senior Coverage Louisville Kentucky
​These are offered by private companies
 
Medicare Advantage-Part C-may include extra benefits, including prescription coverage.  Part D, a Medicare prescription drug plan, is available as a stand-alone option.
Part C helps cover:
-Everything that Medicare
 Parts A and B cover
-Some plans include
 Additional services,
 like dental, vision and
 wellness programs.
 


Medicare HMO Jeffersonville Indiana
Medicare PPO Jeffersonville Indiana
​Types of Medicare Advantage plans
 
Health maintenance organizations (HMO)
In most cases, a primary care provider arranges your healthcare within the plan’s network.
 
Preferred provider organization (PPO)
Choose any provider that accepts Medicare, but you may pay less for in-network services.
 
Private-fee-for-services (PFFS)*
Generally, there is more freedom to choose providers but a network arrangement may still apply.
 
Special Needs Plans (SNPs)
SNPs are tailored for those who have a chronic illness, such as diabetes or a heart condition, or for those who are eligible for Medicare and also receive Medicaid assistance from the state.  Institutional SNPs are available for those n long-term care or skilled nursing facilities.
When choosing Medicare Advantage instead of staying with Original Medicare:
​
- You must have both Medicare Parts A and B coverage
- You usually have to pay an additional monthly plan premium
- You remain a Medicare member as long as you keep paying        your Part B premium, if applicable
- Along with a Medicare Advantage plan, you may have an              opportunity to purchase optional supplemental benefits, like    dental and vision coverage, for an additional premium.
Medicare SNP Louisville Kentucky

*Private fee-for-service plans are not Medicare Supplement insurance plans.  Providers that do not contract with a PFFS plan are not required to see plan members except in emergencies.

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