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    • Medicare Supplement
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Part D


​Medicare Part D
 
Prescription drug coverage
-Part D coverage is available only from private
 companies contracted by the federal     government
 
-Part D plans are required by federal law to offer   the basic benefits offered by Medicare
 
-Each Part D plan has its own list of covered   drugs; choose the one that includes medicines   you take regularly.
 
You usually choose Part D in one of two ways:
        -A stand-alone insurance plan you buy to help
         cover medicines(PDP)
        -As part of a Medicare Advantage plan that includes Part               D(MAPD)
        -If you enroll in a Medicare Advantage plan with                                   prescription drug coverage, you don’t need to sign up for               a stand-alone prescription drug plan.
Medicare PFFS New Albany Indiana
Coverage Gap Donut Hole

Medicare Part A
​The Coverage Gap
Medicare Part D have a coverage gap, also known as the "donut hole," when you may have to pay a higher percentage of your prescription drug costs.

You move into and out of the coverage gap when your total costs reach a specified dollar amount.  These amounts are adjusted annually by CMS.

If you decide not to join a Medicare prescription drug plan when your're first eligible and you don't have other creditable coverage or get Extra Help, you'll likely pay a late enrollment penalty if you join later.

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